If you’re looking to get a loan online, there are some things you should know before you make a decision. Having this information will help you to avoid a number of common pitfalls.
Apply for a loan online
If you need to borrow money, you can apply for a loan online with GCash. This service is available to Philippine residents ages 21 to 65 years old. It is offered through the GCash App, and allows users to make payments using the e-wallet. The loan can be paid off by paying down the principal, or in fixed monthly installments over six to twelve months.
start loan To apply for a loan with GCash, you will need to create an account. You will need to provide your personal information, such as your address, phone number, and email address. Additionally, you will need to check your credit history and GScore. Those who have a good GScore will be eligible for a loan.
GCash is a BSP-licensed e-money issuer. It offers a wide range of financial services, including insurance, education, travel, and more.
Donate money to charity
If you want to donate money to charity online, GCash is one of the best options. You can make a one-time donation or a recurring donation. However, you need to do your homework before you hand over your hard-earned cash.
Before donating, you should first check the charity’s website. This will help you avoid scams. Look for a “https” in the web address. This means that the information is encrypted. Also, read reviews about the charity, and look for any complaints.
Another way to find out if a website is legitimate is to use its search function. The search function should be able to tell you if the organization is registered with the IRS. Additionally, the website should explain what happens to your donation, and how often it’s returned.
Manage multiple billers
It’s no secret that you can pay your bills via your mobile device and it’s no sweat. That said, the GCash mobile app is no slouch when it comes to bill payment. Aside from offering a convenient way to pay your bills, the company also boasts of a slew of useful features and services. Whether you’re a seasoned mobile banking veteran or just starting out, GCash can help you get things done. The app also has an impressive mobile wallet allowing you to stash cash in the bank while you’re on the go. Plus, you can even link your debit and credit cards to your GCash account for a seamless bill payment experience. So, if you’re looking to streamline your billing process, give GCash a try and you’ll never look back.
GGives feature
GGives is a financial product offered by GCash. It is an installment loan that allows its users to pay for purchases in easy monthly installments. GGives offers loans between PHP1,000 and P50,000.
To use GGives, applicants must be a GCash customer. They must also have a verified GCash account and have no history of fraudulent transactions. Applicants are also required to provide proof of their residency, bank account, and income. In addition, GGives applicants are also required to read the Terms and Conditions and the Data Privacy Agreement.
GGives allows its users to make purchases from more than eight thousand merchants nationwide. This is also a useful feature for big-ticket purchases, especially if you need to pay now or later.
GGives is offered to GCash customers aged 21 to 65. The maximum amount you can borrow from GGives is PHP 50,000. You can pay it in a single transaction or in equal installments.
